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Welcome to Florida... Where “Retirement” brings on a whole new meaning!


Retirement Communities in The Panhandle

Florida has a reputation as a senior-friendly state, but the Panhandle region is especially welcoming to seniors.

There is so much that the area has to offer seniors: The mild climate is certainly high on the list of most people who retire here. The small-town life somehow manages to support an arts and cultural scene worthy of a much larger metropolitan area. The health-care system is outstanding. And there’s plenty to do, including church activities, festivals, craft groups, gaming and hobby clubs, fraternal organizations, dances, theater, symphony and opera performances—you name it.

Southwood - St. Joe

Southwood - St. Joe - Website
3255 Hemingway Blvd
Tallahassee, FL 32311
Leon County
Phone: 850-513-3001
Fax: 850-513-1060

Southwood - St. Joe Retirement Community Features:

Golf: The SouthWood Golf Club has been ranked “Tallahassee’s Best Golf Course” by Tallahassee Magazine and “Florida’s Best New Upscale Public Course ” by Golf Digest Magazine when the course opened in 2003.

Community Town Center: SouthWood Town Center provides easy access to shops, restaurants, professional offices and a YMCA

Guest Cottages: The SouthWood guest cottages provide a tranquil and welcoming home for visitors looking to purchase a home, play golf or conduct business at SouthWood. Designed to capture the timeless, traditional architecture of the Southeast, each cottage features an inviting front porch, sitting room, galley kitchen and comfortable furnishings that make visiting SouthWood a charming and gracious experience.

Southwood - St. Joe Retirement Community Details:

The Community Center is the heart of SouthWood, serving as central gathering place for residents and their guests. It’s the perfect place to relax by the pool or linger in the soothing shade of covered porches. Get to know your neighbors at a variety of community socials, classes and enrichment activities held at the Community Center throughout the year. The center includes three swimming pools, tennis courts, a playground, an event lawn, and a catering kitchen.

Community Center Features:

  • A private club for residents and guests, built in traditional Southeastern style architecture
  • 5.3 acres devoted to recreation
  • Tennis courts
  • Event lawn
  • Playground with swings, slides and climbing equipment
  • Lap pool for fitness swimming and family swim
  • Tot pool and splash pool
  • His-and-hers locker rooms
  • Social gatherings and enrichment activities
  • Meeting house complete with a catering kitchen and offices

Click for more information on retirement communities in the Panhandle Florida area.


WaterColor - Website
1701 E. County Hwy. 30A
Seagrove Beach, Florida 32459
Walton County
Telephone: (850) 231-6500 or
Toll Free: (877) 459-4537

WaterColor Retirement Community Features:

WaterColor Inn: Facing the Gulf of Mexico, the WaterColor Inn combines the hospitality associated with traditional grand hotels, the intimacy of a boutique inn and the charm of classic Southern beach houses. Designed by David Rockwell, the Inn offers 60 spacious, luxuriously appointed rooms and Fish Out of Water, a gourmet restaurant and sushi bar overlooking the beach.

Community Town Center: A collection of retail shops, restaurants, offices, parks, and the WaterColor Market.

Beach Club: Private club for resort guest and owners offers oversized pool deck, beachside restaurant and crow’s nest bar overlooking the Gulf of Mexico. Towel service and beach sundries, fully-equipped changing rooms with showers and lockers are also provided.

Camp Creek Golf Course: Designed by Tom Fazio, Camp Creek is an 18-hole, par-72 championship course winding through native wetlands and woodlands. Camp Creek is located seven miles east of WaterColor.

WaterColor Retirement Community Details:

WaterColor is a growing new coastal community blessed with talcum white beaches, a native forest of pine and magnolia, and a rare coastal dune lake located along the Gulf of Mexico in Northwest Florida. The town plan, designed by Cooper Robertson & Partners, evokes a time when communities were built with care and real neighborhoods had shops, restaurants, offices, and parks all within walking distance of home. WaterColor Inn & Resort offers an array of natural and recreational amenities for owners and guests, including the Western Lake Marina Park with amphitheatre, community BoatHouse, Cerulean Park, Beach Club, dune walkovers leading to the beach, as well as tennis, golf, bikes and fly-fishing.

Nearly half of the property will be devoted to open space, walking trails, and pristine coastal preserves. The developer is the St. Joe Company, one of Florida's largest landowners. All homes use a regional palette of landscape and architecture and are oriented toward the street with deep front porches. Low fences or hedges provide subtle delineation between the public areas and the semi-private space of front yards and porches.

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Advent Christian Village

Advent Christian Village - Website
P.O. Box 4345
Dowling Park, Florida 32064
Suwannee County
Phone: 800-647-3353 or 386-658-5291
Fax: 386-658-5332

Advent Christian Village Retirement Community Features:

Copeland Community Center with heated swimming pool, activity room, Jacuzzi, exercise equipment, billiards, shuffleboard, tennis, horseshoes.

  • Ceramics, pottery & craft work rooms
  • Men's Coffee Club
  • Water aerobics classes
  • Bridge, dance
  • Nature trail, bird watching
  • Library with Internet access
  • Musical groups: choirs, hand bells, orchestra
  • Book, Investment, Creative Writing Groups
  • Canoeing, fishing, hiking, biking, golf
  • Bible studies, Sunday worship services
  • Volunteer in many ways. We value your skills!
  • Live! At Dowling Park Artist Series
  • Summer Dine-Ins & Holiday Spectaculars
  • The Learning Center is a new and innovative place
  • Connecting you to the world through computers - Internet access brings the world to you for adventures in learning, emailing, research, investing, and more.
  • Training for prevention and management of health problems, such as fibromyalgia, osteoporosis, and diabetes.
  • Learn Spanish, guitar, piano, basket weaving, gardening

Advent Christian Village Retirement Community Details:

Welcome to Advent Christian Village retirement community, an accredited, comprehensive retirement community, where living is always a matter of choice--your choice! We are located on 1,000 breathtaking acres of woodlands and scenic landscapes along the historic Suwannee River.

This retirement community offers the best in Florida living...friends, security, a continuum of care, active lifestyle, and country living with the conveniences of a small town community.

ACV retirement community combines a full range of lifestyle and residence options assuring access to long-term quality health care. There are no entrance fees.

ACV retirement community offers a wide variety of rental housing styles and floor plans including apartments and homes. River Woods Subdivision and Park of the Pines residents own their homes. Comforts and conveniences, such as 24-hour security and medical personnel, lawn maintenance, transportation, and other benefits, make the ACV's retirement community atmosphere ideal for worry-free living.

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Kelly Plantation

Kelly Plantation - Website
34851 Emerald Coast Parkway
Destin, Florida 32541
Walton County
Telephone: 800-811-6757

Kelly Plantation Retirement Community Details:

A golf and waterfront retirement community. "I truly believe that my golf course at Kelly Plantation is special. The site has given us the opportunity to create one of the most challenging and enjoyable golf experiences in Florida"...Fred Couples

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Palmetto Trace

201 Biltmore Place
Panama City Beach, Florida 32408
Bay County

Palmetto Trace Retirement Community Features:

Visit our sales center located at 201 Biltmore Place Panama City Beach, Florida 32408

The community of Palmetto Trace is located 1/2 mile from the Gulf of Mexico in Panama City Beach at the corner of Cambridge Boulevard and Back Beach Road/U.S. Highway 98. Traveling south on State Road 79, turn left on U.S. Highway 98. Palmetto Trace is two miles on the left.

Palmetto Trace Retirement Community Details:

At the community of Palmetto Trace we have designed the homes to reflect the way you live. From the Palmetto Trace townhomes, designed for empty nesters and first-time home buyers offering practically maintenance-free living, to three- and four-bedroom, single-family homes with dramatic natural views. In every Palmetto Trace home you will find superior, award-winning designs, attention to detail and our commitment to quality in your community for family living or retirement.

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WaterSound Beach

WaterSound Beach - Website
7132 E. County Highway 30-A
Seagrove Beach, Florida 32459
South Walton County

WaterSound Beach Retirement Community Features:

Community Pool & Dunesider Grille, WaterSound Beach community pool, outdoor fireplace and Dunesider Grille, opened seasonally

Camp Creek Golf Course:
We have created an incredible golf experience in true JOE style, with thoughtful planning, careful attention to detail and an uncompromising commitment to excellence

WaterSound Beach Retirement Community Details:

There's a special place on northwest Florida's Gulf Coast. It's called The WaterSound Beach community. 30 miles from Destin on Scenic Highway 30-A, this gated enclave is truly a refuge from the outside world. A dazzling white beach, a coastal dune lake and towering sand dunes create the setting for your escape. And the Fazio-designed Camp Creek Golf Club is just two miles away.

Click for more information on retirement communities in the Panhandle Florida area.